What you enter
Add each debt with balance, payment, APR, and (for cards) credit limit. Then choose a scenario: consolidate, use a tax refund or extra cash, or model an extra monthly payment.
Free debt payoff calculator
Most people know they want debt gone — they just don’t know which bill to hit first. DebtSelector helps you compare options before you move money.
What you get
A clear recommendation with a Worth It score, estimated monthly cashflow change, interest impact, and which debts to prioritize — so you’re not guessing between avalanche tips and a lender’s pitch.
- See interest you’re paying each month
- Compare consolidation vs paying down yourself
- Keep data private in your browser until you unlock a full report
Who it’s for
Anyone juggling credit cards, personal loans, medical balances, or auto loans who wants a plan before signing paperwork or draining savings.
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Ready to run your numbers?
Free to start. Unlock the full report for $2.99 — access lasts 10 days on this device.